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Fair housing / lending means you have the right to live wherever
you choose and to be treated according to the same rules as
everyone else. The Federal, State, and City fair housing laws
prohibits housing discrimination. You cannot be denied housing
or equal treatment as a tenant because of your:
* race
* color
* religion
* sex
* handicap/disability
* familial status (persons with children under age 18 or
pregnant women)
* national origin
New York State and City Rights law also covers:
* Marital status
* age
New York City Human Rights law also bans
discrimination based on:
* lawful occupation
* citizenship status
* sexual orientation
Equal Credit Opportunity Act covers all personal
and business loans. It prohibits discrimination
on the basis of:
* Age, Gender, Race,
Religion, Color, Marital Status, National
Origin,
* Receipt of public assistance
* Exercising rights under consumer protection
laws
Fair Lending Regulatory Agencies:
* Federal Reserve Bank (FRB)
* Office of the Comptroller of the Currency
(OCC)
* New York State Banking Department (NYSBD)
Fair Lending Enforcement Agencies
* Department of Justice (DOJ)
* Federal Trade Commission (FTC)
* Housing and Urban Development (HUD)
We Are Here to Help
You.
If you feel you are being discriminated against,
and would like to discuss your situation with
someone, contact a counselor at our office.
Our counseling staff will advise you and provide
you with information.
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